I. What is investment?
Investment is when you have an amount of money and use it to contribute to an organization or individual for the purpose of earning a higher return than the initial capital.
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In other words, an investment is when you contribute your own money, efforts, or resources to an individual, organization or a certain type of property.
Those who participate in the financial sector will surely know the saying “high returns come with high risks”. This sentence is very true. Investing is a game of playing with risk and investing is also the highest realm of a person making money. So it’s not that simple!
If you want high returns, you must accept higher risks than low returns. And of course, when it comes to the two words investment, there must be risks, there is no form of investment without risk, this is for sure!
Because if you know for sure that there is no risk, then just collect all the money and hug it, no need to think about headaches anymore. Is it true!
For example:
Bank savings => low risk => but also very low profit
Buy gold to hoard => low risk => and profit is not high.
Here is an example of high return with high risk:
Invest in cryptocurrencies. Yes, needless to say, the profits are super high but the risks are also very high.
Investing in the stock market…
Or a simple example for you to better imagine. For example, play the title, 1 to 70, the profit is very high but the risk is not inferior :)) Of course this is not an investment form, but I took an example for it close-up 😀
Once you know the rules of the game, investing will become psychologically easier, even if you lose everything or lose, you are not too surprised. Of course, I know you prefer words, everyone does :))
But of course, investing is not the same as speculation or a game of red and black. Dont get wrong…
Investing is based on your analysis and understanding of the market, not playing the 50/50, five-and-a-half year game. That means you must have a deep understanding of the areas you want to invest in, and you see the potential from them.
II. Some investment forms you can refer to
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#first. Invest in gold
Gold is a commodity that was trusted and trusted by previous generations because of its low risk. In general, over the years, gold increases more than it decreases, the value does not lose much even though economic fluctuations are always there.
I remember a few years ago, gold was only 3.5 million a piece, but now it is more than 5 million. Those who own gold at the present time are indeed quite secure.
However, you also need to be careful because there is a downtrend in gold from time to time. The risk is still there, just less than with other forms of investment. And the profit it brings is not too high. Those who like to invest in a long-term and stable manner (the style of eating and wearing durable), choosing this channel is reasonable.
#2. Real estate investment
When it comes to real estate, we understand that this is an expensive investment channel, requires large capital and requires experience as well as knowledge about housing, market prices, feng shui …
In return, if fate comes, it is not difficult for you to earn a few hundred million or a few billion within a few months. In general, this channel is for rich people who have a lot of idle capital and can withstand a long “inventory”.
Because it is not easy to sell a property at the expected price, the liquidity of real estate is very poor compared to other forms of investment (stocks, gold, etc.).
What if you invest in land or a house that, for many years, have not been sold or sold at a loss, but the amount of debt to buy this property keeps increasing?!
It’s very risky guys, this game will take you “a little far” if you intend to borrow money for real estate business.
#3. Stock investment
This form of investment is booming in recent years in the Vietnamese market. This can be said to be the most risky form of investment, but also has the ability to bring the greatest return. There are many people who build billion-dollar houses from this channel, but there are also many people who have to sell their houses to pay their debts or go back to their hometown to raise ducks.
One day assets of several billion, the next day return to zero or negative account due to borrowing to participate is not uncommon. This form of investment is different from gambling in that you need knowledge and experience.
Don’t expect to just eat without losing. Before participating in stock investment, I recommend that you strengthen your knowledge through books, Youtube or Google. It’s never too late to learn from those who have gone before!
#4. Invest in yourself
That’s right, knowledge will make you money. And only with knowledge can you participate in other forms of investment.
So, always update, update new knowledge every day so as not to fall behind in society. And only then will you expect to earn money from the form of investment.
And a sincere advice that I want to send to you is to accumulate knowledge before you want to participate in any form of investment. Otherwise, just participate in safe forms such as buying gold or saving.
Although the profit is not high, it is a channel to keep money for you, so that the currency does not depreciate due to inflation.
III. Why learn to invest?
Of course, in addition to the main purpose of creating the highest return from the money you invest, investing also helps boost the economy of the country.
For example, if you deposit money in a bank or invest in a certain company, they will use the money you deposit (and many others like you) to build and develop buildings, apartment buildings, factory…
Because basically, the places that you invest in they also use the money you send to invest and make a profit, it’s just that they are on a higher level than us.
Therefore, it is the idle money you spend that indirectly creates jobs for many workers. Help the money to be circulated without lying dead in one place. So, if you have knowledge, learn and research about an area to invest in.
Just to create passive income source, both to enrich the country. That said, it seems a bit far, but basically, the right investment will help you reduce the burden of rice and money ^^
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CTV: Cao Tran My Dung – Blogchiasekienthuc.com
Edit by Kien Nguyen
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